What is USDA Property Eligibility?
USDA property eligibility is whether a home's location and the buyer's household income qualify for a USDA Rural Development loan, which can allow 0% down in designated areas. The USDA offers an official map-based tool to check a specific address and the income limits for that area. Confirm a property before relying on USDA financing at https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do.
Example: Before writing an offer on a rural San Luis Obispo County home, a buyer enters the address in the USDA eligibility tool and confirms both the area and their income qualify.