What is Escrow Officer?
An escrow officer is the neutral third party who manages the closing — holding funds and documents, following both sides’ instructions, and making sure all conditions are met before money and title change hands. They do not represent either party. In California, escrow is often handled by an independent escrow company or a title company.
Example: The escrow officer collects the buyer’s deposit and loan funds, confirms title is clear, then disburses funds and records the deed at closing.