Real Estate Definitions › Investment & Rental

Cap Rate (Capitalization Rate)

Outland and Associates Real EstateJames Outland, Broker AssociateDRE #01314390

What is Cap Rate (Capitalization Rate)?

Cap rate is a measure of an investment property’s return, calculated as its annual net operating income divided by its purchase price or value, shown as a percentage. It helps investors compare properties at a glance. A higher cap rate suggests higher return (and often higher risk).

Example: A rental that nets $30,000 a year and costs $500,000 has a 6% cap rate, which an investor compares against other properties’ cap rates.

Important Disclaimer

This definition is provided for general educational purposes only and is not legal, tax, or financial advice. Real estate laws and lending rules change and vary by situation. Before acting, consult a licensed attorney, CPA, lender, or other qualified professional in the State of California regarding your specific circumstances.

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